Visa, a world leader in digital payments, and GCash, the Philippines’ leading finance superapp and largest cashless ecosystem, have announced a strategic partnership aimed at delivering seamless and secure cross-border wallet funding solutions. Visa Direct now makes it easier for individuals and businesses worldwide to send money directly to GCash wallets, giving more than 90 million GCash users in the Philippines a fast, secure, and convenient way to receive funds from overseas. Additionally, overseas Filipinos (OFs) can now conveniently use their foreign-issued Visa cards as a funding source within the GCash Overseas app. This initiative marks a significant step forward in making financial transactions easier and more accessible for Filipinos and visitors alike, wherever they may be.
The Philippines ranks among Asia Pacific’s top adopters of digital remittances, according to Visa’s Money Travels: 2025 Digital Remittances Adoption Report, which covers 44,000 remittance senders and receivers in 20 key countries and territories. Around 74% of Filipinos have opted to send money digitally, while 66% prefer to receive remittances digitally. Close to half, or 45% of respondents, have also cited digital remittances as a safe and private way to send and receive funds.
There are 8 out 10 Filipinos who have used GCash, underscoring its reach and impact in everyday payments across the country. Across all demographics, Filipinos have embraced digital apps when sending and receiving remittances. Digital apps are preferred by older users, 100% of respondents aged 65 and above in the Philippines plan to send remittances digitally. This is higher compared to the 45-64 age bracket (72%), the 35-44 bracket (75%), and the 18-34 bracket (74%).
“Our mission at GCash is to make financial services accessible to every Filipino. By teaming up with Visa, we’re expanding our reach and delivering even greater value to our users, both at home and abroad,” said Paul Albano, GCash International general manager.
“Visa shares with GCash a longstanding commitment to make payments safer, more secure, and seamless. With this cross-border account funding solution, we hope to make payments even more flexible for millions of overseas Filipinos and tourists and bring them the benefits of Visa’s global network and leadership in technology. This also aligns with the government’s goal to expand financial inclusion while transforming the country to become a cash-lite society,” said Jeffrey Navarro, country manager for Visa Philippines.