The partnership brings Salmon Product Loans and Moto Loans to more EMCOR locations across Visayas and Mindanao, with digital applications and online repayments.
Salmon Finance is expanding access to consumer financing across Visayas and Mindanao through a strengthened partnership with EMCOR, adding more than 100 stores in the region to its growing national network.
The new locations join Salmon Finance’s network of more than 10,000 partner stores nationwide, giving more customers access to financing options for appliances, furniture, gadgets, and motorcycles.
Financing for everyday purchases
Customers shopping at participating EMCOR stores can now apply for Salmon Product Loans to purchase appliances, furniture, and gadgets through installment plans. According to the source, eligible customers can access payment terms of up to six months with 0% interest and zero downpayment, subject to terms and conditions.
Motorcycle buyers can also apply for Salmon Moto Loans, which use a fully digital application process for purchases made at EMCOR stores or through the Salmon app.
The expanded partnership is intended to give customers more flexibility at the point of purchase, particularly in markets where access to formal financing options may be more limited.
Faster application and digital repayment
Applications can be completed with assistance from a Salmon Ambassador at participating stores. Salmon says qualified applicants can receive approval in as fast as one minute.
Repayments can also be completed online, allowing customers to manage the financing process without returning to the store for every transaction. The company positions this combination of in-store support and digital servicing as a way to make financing more convenient across its partner network.
“EMCOR has built a strong reputation for serving communities across Visayas and Mindanao, and we are proud to partner with them as we continue expanding access to financial services nationwide,” said Vasiliy Kuznetzov, president of Salmon Finance Inc.
He added that the partnership is aimed at helping more Filipinos purchase products they need for their homes, businesses, and everyday lives.
EMCOR adds another financing option for customers
For EMCOR, the partnership expands the range of financing choices available to customers across its regional footprint.
“At EMCOR, we continuously look for ways to improve the shopping experience of our customers and reach more communities across the country,” said Nelson M. Aparejo, president of EMCOR. He said the collaboration gives customers another option for financing essential products and motorcycles.
The photo on page 1 of the release shows EMCOR President and COO Nelson M. Aparejo, Salmon Finance President Vasiliy Kuznetzov, and EMCOR SVP for Store Operations Alconrey R. Questo during the partnership signing.
Expanding across Visayas and Mindanao
The move strengthens Salmon Finance’s presence in VisMin, where EMCOR already has an established retail footprint.
By embedding financing access directly into more than 100 EMCOR stores, Salmon can reach customers at the point where purchase decisions are being made. The partnership also gives customers the option to use digital channels for motorcycle financing and repayment, extending the service beyond the physical store experience.
In Summary
Salmon Finance has expanded its partnership with EMCOR, adding more than 100 stores across Visayas and Mindanao to its network of over 10,000 partner locations nationwide.
Participating EMCOR customers can apply for Salmon Product Loans for appliances, furniture, and gadgets, as well as Salmon Moto Loans for motorcycles. Applications can be assisted by Salmon Ambassadors in-store, with approval possible in as fast as one minute, while repayments can be completed online.