Skyro has introduced an updated cashback program for SkyroCredit that lets eligible customers choose where they want to earn rewards each month.
The new SkyroCredit Cashback program offers rates of up to 30%, with customers selecting four out of seven available spending categories. The choices can be changed monthly, allowing users to adjust their cashback preferences as their spending habits shift.
CHOOSE FOUR CASHBACK CATEGORIES EACH MONTH
Instead of assigning the same rewards structure to every user, SkyroCredit Cashback allows customers to select four categories from seven available options.
Potential categories include groceries, fast food and restaurants, drugstores, online shopping, gas, bills, and education. A 0.5% cashback option covering all transactions may also be available.
The available categories and cashback rates can change from month to month, while individual customers may receive different category options.
“This is the first cashback program of its kind in the Philippine market, and we believe customers deserve a cashback experience that gives them more choice and control,” said Dmitriy Vavulidi, head of product at Skyro.
“With SkyroCredit Cashback, we are changing the way customers experience rewards by giving them more control over where they earn and more value from the purchases they already make.”
NO MINIMUM SPEND REQUIRED
Skyro says there is no minimum purchase requirement to earn cashback under the program.
Every PHP1 earned in cashback is equivalent to PHP1 that can be used toward a future SkyroCredit purchase.
This structure allows even smaller everyday transactions to earn rewards, rather than limiting cashback to purchases above a prescribed spending threshold.
PAY THROUGH QR PH
Eligible customers can use SkyroCredit anywhere QR Ph payments are accepted.
Users can scan or upload a merchant’s QR Ph code through the Skyro Philippines app and pay using their available SkyroCredit limit, whether shopping online or in-store.
That means the cashback program can apply across a wide range of everyday purchases, depending on the categories selected for the month.
REUSABLE CREDIT LINE ADDS FLEXIBILITY
SkyroCredit also operates as a reusable credit line rather than a one-time loan.
As customers repay what they have used, the available credit can be used again for future purchases. Skyro positions this structure for everyday expenses ranging from groceries and medicines to dining, fuel, shopping, and bills.
“With SkyroCredit Cashback, we’re adding another reason for customers to keep using SkyroCredit for the things they already spend on,” Vavulidi said.
“It is not only about having credit available when they need it. We want customers to feel that using our product regularly can give them something back as well.”
UP TO 45 DAYS AT 0% INTEREST
Alongside cashback rewards, SkyroCredit offers up to 45 days at 0% interest, provided the required interest-free amount is paid by the due date.
Combined with reusable credit, QR Ph acceptance, and customizable cashback, the program is designed to give eligible users more flexibility in how they pay and earn rewards from everyday spending.
Customers should still review the applicable terms, repayment requirements, and available cashback categories before using the service.
More information on how the product works is available through the SkyroCredit website.