For drivers to better protect themselves on the road, Policymate—Advanced Abilities’ insurance platform—offers both Compulsory Third Party Liability (CTPL) and Comprehensive Car Motor (CMC) insurance policies from Fortune General Insurance Corporation that financially protect motorists involved in vehicular accidents.
Owning a vehicle is a significant achievement for many Filipinos, as it provides a more comfortable and private commute, along with the added convenience of driving wherever and whenever desired. These benefits come with significant responsibilities and requirements that drivers must fulfill to make traveling a safer experience. However, this doesn’t come without its difficulties — the Department of Health reported that it recorded 577 road traffic incidents between December 22, 2024, and January 2, 2025, representing a 33.5% increase compared to the same period in the previous year, highlighting a growing need for driver safety and accident prevention.
Policymate is an all-in-one insurance marketplace, easily accessible online for those looking to secure digestible policies suitable for their needs. With an aim to make financial security attainable for more people, the platform has partnered with a variety of insurance providers and is able to offer policies related to Accidents, SME Properties, Pets, Gadgets, Health, Life, Property, Travel, and Vehicles.
“While we continue to support the government’s efforts to keep our roads safe, it is also our responsibility as motorists to drive safely, as well as secure protection for ourselves and those around us,” Angelo Antonio “AA” Buendia, CEO and president of Advanced Abilities shared. “Compulsory Third Party Liability (CTPL) and Comprehensive Motor Car policies will be made more accessible to motorists by providing them on Policymate,” Buendia concluded.
Mandated by the Land Transportation Office of the Philippines, the Compulsory Third Party Liability (CTPL) is a policy required by the government agency before a vehicle can be registered. With a full one-year coverage for commercial and private vehicles and motorcycles, this policy can compensate up to PHP100,000.00 for third party medical, disablement, and death expenses that may occur from vehicular accidents.
For those looking to financially protect themselves from incurring a fortune in vehicle damages caused by personal damage, theft, injury, or acts of nature, the Comprehensive Motor Car policy ensures that the policyholder only pays a fraction of the actual repair cost. The policy has the added benefit of covering remaining balances not fully paid for by the affected third party insurance, and also takes care of up to PHP5,000.00 for each roadside emergency assistance situation.
For more information, visit Policymate’s official website at https://mypolicymate.com, as well as Policymate on Facebook. For more information on Advanced Abilities and further updates, check out https://advabilities.com/ and follow their Facebook Page.