For a generation that values memorable experiences over possessions, Maya Black is a techy companion that knows style, taste, and timing. It turns everyday spending into moments that feel deliberate, rewarding, and premium. Every perk tells a story, and every swipe or tap nudges you toward an experience worth remembering.
1. No numbers means no stress
Maya Black is sleek, minimalist, and aesthetically clean. It is like an elegant leather wallet, but more powerful and handy. Its numberless design signals sophistication while keeping information secure. Tap at a café, pay online for that weekend getaway, or split the bill at a fancy dinner, and the card flawlessly handles the details, leaving the spotlight for experiences, not digits. Style and security work in perfect harmony so every swipe feels intentional and safe.
2. Turn everyday spending into guilt-free rewards. Earn Maya Miles
Every ₱40 spent earns 1 Maya Mile, and dining or shopping at Maya Black Preferred Merchants can earn up to 10× Miles. A midweek latte, a last-minute birthday gift, or a random purchase from the mall, quietly stacks toward future rewards. It is the kind of “girl math” that actually works. Tapping the Black Card all day suddenly feels strategic, instead of indulgent. Purchases become an opportunity to fund adventures, treat-yourself moments, or even your next plane ticket. All without guilt.
3. Lounge access worldwide makes waiting for flights feel like a mini-vacay
Travel does not always start when the plane takes off. With Maya Black’s access to 1,300+ airport lounges via DragonPass, including PAGSS and Marhaba at NAIA, even long layovers become stress-free experiences.
Beyond local terminals, the same level of refinement appears in international hubs, lounges such as VIP One at JFK, Primeclass Lounge, and the Turkish Airlines Lounge. And beyond these names, there are hundreds more lounges across global airports that quietly reflect the same standard. Free Wi-Fi, snacks, drinks, and calm spaces mean emails get caught up, books get read, and that latte finally gets savored. Long waits transform into tiny, curated escapes, reminding users that even mundane moments can feel premium. Indeed, this is a premium that travels with you, not a perk that disappears after takeoff.
4. Knows how to set boundaries with real-time spending control
Credit cards can be tricky without discipline, sometimes feeling like a black hole for money. Maya Black acts like a tech-savvy best friend with taste, knowing when to indulge and when to draw the line. Track spending in real time, adjust daily limits, and never lose control. Experiences are worth it, but boundaries make them sustainable. The card does not just enable spending; it guides smarter choices. Think 1,000 pesos is enough for your daily tapping? The tech-savvy best friend will decline the rest for the sake of your financial goals.
5. 20% cashback on dining helps you savor meals while earning rewards
Whether it is a casual brunch or a gourmet dinner, Maya Black gives 20% cashback on dining. Spend a minimum of ₱2,500 per receipt and watch up to ₱1,000 land in your Maya Wallet each month. No registration needed. Promo runs until Dec 31, 2025. Trying new flavors, exploring different cuisines, or sharing meals with friends suddenly comes with a bonus. The delicious bite earns a little joy. Food becomes both indulgence and reward. And if this perk feels a little too good to be temporary… well, some great experiences have a way of finding their way back for another season (Maybe this 2026?). For now, consider this an open invitation to dine well, and often.
6. Accepted at 130+ million merchants worldwide, perfect for experience lovers
Visa-powered and globally accepted, Maya Black ensures that adventures never pause for payment worries. Whether booking last-minute flights, grabbing street food in a bustling city, or shopping online for artisan finds, the card works seamlessly. Every tap/swipe is a green light to pursue experiences, making life feel less transactional and more intentional. It is the ultimate companion for those who live for moments.
7. Maya Black Express helps build credit while enjoying life
With a minimum deposit of PHP12,500, Maya Black Express sets a credit limit and helps build a solid credit history from day one. The deposit is a stepping stone to financial freedom. First-time cardholders can gradually unlock the standard card while enjoying perks, Miles, and experiences. Smart financial habits and premium lifestyle perks coexist, even at the very beginning of a credit journey.
8. No annual fee and transparent rates make perks stress-free
Retail interest is 3%, foreign conversion 2%, and inactivity fees are waived if the card is used monthly. Perks can be enjoyed without hidden costs, leaving experiences guilt-free, seamless, and premium. International trips, dining, or online shopping feel elevated yet safe, allowing cardholders to focus on collecting memories instead of monitoring charges.
Bottomline
Maya Black is that sophisticated friend who is lowkey genius. Made for experience-seekers, every swipe, lounge visit, and reward transforms spending into smarter, smoother, and more memorable moments. It is perfect for a generation that wants life to be lived fully, stylishly, and intentionally.