If you’ve ever dreamed of owning a sleek black credit card, here’s the truth: most of them come with sky-high income requirements or enough paperwork to kill the vibe. But plot twist: Maya Black Credit Card is rewriting the rules and making the black card experience accessible.
Maya Black is rewriting what a credit card should be. It’s sleek, numberless, and fully controlled in-app. Built for the experience generation, it turns everyday spending into perks: instant Maya Miles, airport lounge access, and next-level security features. Whether it’s your morning latte or a spontaneous flight, Maya Black makes every spend go further.
Credit Made Possible with Maya Black Express
For first-time cardholders and those rebuilding credit, Maya Black Express makes it simple to start. Instead of settling for a “starter card” with limited perks, you simply place an Express Deposit (that actually earns 3.5% interest) to set your credit limit. From day one, you unlock the full Maya Black experience.
More than just access, Maya Black Express helps you build your credit profile smartly. With responsible use, your card becomes a stepping stone to even bigger credit, better perks, and financial freedom. Here are some easy tips to start:
- Start where you are. Your deposit-backed limit makes sure you’re not overspending while still building credit history.
- Use it, but don’t max it. According to TransUnion, it’s best to keep your credit usage ideally 30% or less of your credit limit. If your limit is PHP10,000, keeping your balance around PHP3,000 (or less) shows you’re in control.
- Consistency is king. Paying on time is the #1 factor in boosting your score. Maya Black makes this easy with app reminders and instant in-app control.
Do these right, and suddenly your card isn’t just a payment tool. With Maya Black, building good habits and boosting your score isn’t intimidating, it’s your starting line to the experiences you’ve been working toward.
Visit maya.ph or mayabank.ph, and follow @mayaiseverything on Facebook, Instagram, YouTube, and TikTok to stay updated.
Maya Philippines, Inc. and Maya Bank, Inc. are regulated by the Bangko Sentral ng Pilipinas. Deposits are insured by PDIC up to PHP1-million per depositor.