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    Credit scores as catalysts for financial inclusion

    In the Philippines’ journey toward becoming an upper-middle-income economy, access to formal credit remains both a challenge and an opportunity. Credit scores, often overlooked in the public discourse, are in fact one of the most powerful levers in enabling wider participation in the financial system.

    The 2024 Credit Perception Index (CPI) by TransUnion underscores the urgency: only 54% of the unbanked population are familiar with formal credit products, a significant drop from last year and far below the 70% recorded among the general population. This deterioration in credit literacy comes at a time when the Bangko Sentral ng Pilipinas (BSP) has already surpassed its target of digitalizing 50 percent of retail payments, achieving 52.8%  in 2023.

    Digital adoption is accelerating, but credit inclusion is lagging. Without a functioning credit profile, millions remain excluded from the most transformative financial products such as business loans, mortgages, and affordable credit lines that can drive long term economic mobility.

    The Role of Credit Scores in the Formal Economy

    A credit score is more than a personal financial tool; it is a market signal. For lenders, it quantifies risk; for the economy, it channels capital where it is most productive. Strong credit profiles often unlock competitive interest rates, higher borrowing limits, and faster approvals, while weak or non-existent scores limit credit flow, particularly for underserved sectors. In the Philippines, this gap is significant: banks allocated only 4.52% of total lending to MSMEs in 2024, far below the mandated 10%. Without robust credit data, promising borrowers, especially small businesses, struggle to secure financing.

    Improving credit literacy and participation has macroeconomic benefits. Economies with deeper credit penetration see amplified consumer spending, SME growth, and housing activity, all feeding into gross domestic product expansion. In the country, initiatives such as the BSP–JICA Credit Risk Database aim to shift lending from collateral-based to risk-based models, enabling more inclusive financing. Credit card adoption is also rising, with originations nearing 1 million per quarter in 2023 and penetration surpassing 15% of adults, signaling growing engagement with formal credit systems.

    How Credit Visibility and Technology Drive Inclusion

    Credit visibility is more than a financial milestone for individuals and even for small businesses,  it is a catalyst for economic growth. A robust credit score not only helps borrowers secure better loan terms but also signals to lenders that capital can be allocated efficiently. In fact, micro-lending platforms like JuanHand help bridge the gap by extending small, manageable loans to those without a formal credit history. As a submitting entity to the Credit Information Corporation (CIC), JuanHand ensures repayment behavior is recorded in the national registry, enabling responsible borrowing today to build stronger credit standing, and with it, access to larger loans, lower interest rates, and greater financial opportunities.

    As the Philippine arm of NYSE-listed FinVolution Group, JuanHand benefits from the parent company’s extensive regional experience and technological backbone. This includes FinVolution’s proprietary AI and machine learning platform, which JuanHand also applies in the local market. The platform processes massive volumes of data to deliver faster, more precise credit assessments. And to maximize effectiveness, these universal technologies are adapted to local needs, taking into account borrower behavior, risk patterns, and regulatory requirements. This allows JuanHand to responsibly extend credit to first-time borrowers while maintaining low default rates. 

    At JuanHand, AI powers real-time risk assessment using just basic customer details, such as name, citizenship, contact information, and one valid ID, enabling loan approvals in as little as five minutes. For repeat borrowers, the process is even faster: loans can be approved and disbursed to their e-wallets in under 45 seconds. This seamless experience not only improves accessibility but also reinforces JuanHand’s commitment to responsible, technology-driven financial inclusion.

    As the president and CEO of WeFund Lending Corp. (operator of JuanHand), Francisco “Coco” Mauricio explains, “Credit inclusion is about empowering individuals and small businesses to participate in the formal economy. By helping people build their credit histories, we are laying the foundation for long-term economic growth and financial resilience.”

    5 reasons why vivo X Fold5 is the ultra-executive smartphone

    In the high-stakes world of executive leadership, every decision carries weight. Leaders shape companies, negotiate across continents, and inspire teams to excel. To match this pace, vivo introduces the new vivo X Fold5. It is a foldable companion that blends presence, performance, and intelligence. 

    Here’s why the vivo X Fold5 is the best executive smartphone.

    Ultra Vision Display: Clarity That Inspires Leadership

    Leadership demands perspective, and perspective thrives on clarity. Every detail matters when making decisions that define the future.

    From early-morning emails to late-night presentations, the vivo X Fold5 ensures you see everything clearly. The 8.03-inch Ultra Vision Display and 6.53-inch cover display both deliver up to 4,500nits peak brightness.

    Whether you are reviewing dashboards at breakfast, signing contracts under direct sunlight, or presenting slides in a bright boardroom, clarity is never compromised. The foldable form also lets you switch effortlessly between quick updates and deep work.

    Superior Battery: Power That Matches Your Day

    Executives live multi-hyphenate lives, with schedules that stretch from dawn until midnight. Devices must keep pace with their energy and responsibilities.

    The 6,000mAh BlueVolt Battery is built to last as it also supports up to 13 hours of online meetings, making it a reliable partner in the busiest of days. When it is time to recharge, it features 80W Dual-Cell FlashCharge and 40W Wireless FlashCharge, ensuring you are ready in just minutes. 

    You can continue to excel from investor calls to long-haul flights. The vivo X Fold5 remains uninterrupted.

    @vivo_philippines

    The vivo X Fold5 redefining foldable technology with a design that’s lighter, smarter, and more capable than ever. #vivoXFold5 #SoLightSoStrong #fyp #foryourpage #viral

    ♬ original sound – vivo_philippines – vivo_philippines

    AI Smart Office: Productivity Without Boundaries

    With AI-powered tools, the vivo X Fold5 turns any environment into your office:

    • Origin Workbench lets you run up to five apps simultaneously, perfect for comparing market data while on a video call.
    • vivo DocMaster streamlines contracts, annotations, and content creation.
    • Smart Call Assistant and AI Transcript Assist deliver live transcriptions, instant summaries, and real-time translations for global calls.

    Whether in an airport lounge or a café, productivity follows you seamlessly.

    Built Strong for Everyday Challenges

    Executive life is nonstop, and so are its demands. Devices must be as resilient as the people who carry them.

    The vivo X Fold5 is built with 2nd-Gen Armor Architecture and 2nd-Gen Armor Glass. It is 30 percent more resistant to punctures and daily mishaps.

    On business trips or in the boardroom, leaders can focus on decisions, not device durability. Strength and reliability are always at hand.

    50MP ZEISS Telephoto Camera: Work-Life Balance in Focus

    Executives do not just capture boardroom victories. They also preserve personal milestones that matter most.

    The 50MP ZEISS Telephoto Camera with Stage Mode delivers professional clarity and precision. It ensures every keynote presentation or family performance is documented with brilliance.

    With one device, you can balance business achievements and personal memories. The vivo X Fold5 supports both worlds effortlessly.

    The vivo X Fold5 is an executive advantage. With its stunning display, enduring power, AI office tools, reinforced durability, and ZEISS-grade camera, it empowers leaders to excel wherever the day takes them.

    Available now at PHP109,999 in vivo concept stores, kiosks, and authorized retail stores or online via the vivo e-store.

    Hyundai Motor named top mass-market brand in the J.D. Power 2025 U.S. TXI Study for 6th consecutive year

    Hyundai Motor Company has been named the top mass-market brand for technology innovation in the J.D. Power 2025 U.S. Tech Experience Index (TXI) StudySM for the sixth consecutive year, reinforcing its leadership in automotive innovation.

    Now in its tenth year, the TXI Study evaluates how effectively automakers introduce new technologies by assessing innovation, execution and the value of advanced features, based on customer feedback. Hyundai Motor’s performance in the 2025 U.S. TXI Study highlights its strength in delivering intuitive, reliable, and impactful technology designed for everyday driving.

    The 2025 Hyundai Santa Fe’s Blind-Spot View Monitor (BVM) was honored for enhancing visibility and driver confidence during lane changes.

    The Santa Fe’s BVM enhances safety by providing real-time visuals of the vehicle’s blind spots. When the turn signal is activated, side-mounted cameras display live video footage of the corresponding blind spot on the instrument cluster. This feature allows drivers to detect vehicles, cyclists, or other obstacles that may not be visible in the conventional mirrors, reducing collision risks and boosting overall confidence while changing lanes. The BVM is one of the features under Hyundai’s suite of smart and advanced technologies, Hyundai SmartSense, which was designed to aid drivers when on the road.

    About the J.D. Power U.S. Tech Experience Index (TXI) StudySM

    The 2025 U.S. TXI Study is based on responses from 76,230 owners of new 2025 model-year vehicles who were surveyed after 90 days of ownership. The study was fielded from March 2024 through February 2025. The U.S. TXI Study complements the annual J.D. Power U.S. Initial Quality Study (IQS)SM and the J.D. Power U.S. Automotive Performance, Execution and Layout (APEAL) StudySM by measuring how effectively each automotive brand brings new technologies to market. The U.S. TXI Study combines the level of adoption of new technologies for each brand with excellence in execution. The execution measurement examines how much owners like the technologies and how many problems they experience while using them.

    To learn more about the U.S. TXI Study, visit https://www.jdpower.com/business/automotive/us-tech-experience-index-txi-study.

    Smart campus: Ateneo and PLDT Enterprise enhance digital systems for 19,000+ students & faculty

    Ateneo de Manila University (ADMU), one of the country’s most prestigious higher education institutions, has partnered with PLDT Enterprise to lay the foundation for its smart campus transformation — a future-ready learning environment powered by high-speed internet, cloud-based communications, and advanced digital infrastructure.

    Through PLDT Enterprise’s suite of solutions — including iGate (a dedicated internet access), SIP with Cloud PABX, and enterprise-grade mobile postpaid plans — the Ateneo is upgrading its campus-wide digital capabilities to support more seamless teaching, learning, and administrative operations.

    “This collaboration reflects our shared commitment to shaping the future of education through technology,” said Mitch Locsin, first vice president and head of enterprise core business, PLDT and Smart. “We are proud to support Ateneo de Manila University in its vision of becoming a smart campus and empowering the next generation of Filipino leaders.”

    Building the Digital Backbone of a Smart Campus

    The partnership enables the Ateneo to address long-standing challenges related to reliable internet and telephony services. With PLDT Enterprise’s iGate, the university now enjoys fast and stable internet connectivity across its Quezon City campus. The SIP with Cloud PABX system further modernizes communication infrastructure, allowing for scalable and cloud-based voice solutions across offices and departments.

    Meanwhile, PLDT Enterprise’s postpaid plans give the Ateneo’s employees access to reliable mobile services with fixed costs and usage caps — helping the university manage communications expenses while improving mobility and responsiveness.

    “PLDT Enterprise’s technology allows us to serve our campus community better today, and more importantly, to prepare for the digital demands of the future,” said Fr. Bobby Yap, SJ, president, Ateneo de Manila University. “As we work toward becoming a smart campus, reliable connectivity is not just a convenience — it’s a critical enabler of our mission to educate, form leaders, and serve the nation.”

    Smart Campus
    Leaders and representatives from PLDT Enterprise and Ateneo de Manila University come together to celebrate their strengthened partnership, uniting their expertise and shared vision to co-develop a future-ready Smart Campus that empowers the academic community through technology and innovation.

    Empowering Over 19,000 Students and Faculty

    The benefits of the partnership will directly impact the Ateneo’s student and faculty population of over 19,000 individuals. Enhanced digital infrastructure supports e-learning platforms, real-time collaboration, cloud-based administration, and hybrid teaching models that cater to the evolving needs of education in the digital age.

    These efforts align with the Ateneo’s broader vision of digital transformation — where technology augments the academic experience and strengthens the university’s ability to lead in research, innovation, and social engagement.

    A Commitment to Digital Transformation in Education

    The Ateneo and PLDT Enterprise’s collaboration reflects their shared advocacy for inclusive, future-ready education, which is a critical driver of national development. As part of its commitment to empowering education through innovation, PLDT Enterprise continues to work with academic institutions across the Philippines to deliver secure, sustainable, and scalable connectivity solutions.

    “As the digital partner of choice for the education sector, we’re committed to helping schools transition from traditional setups to fully connected smart campuses,” added Locsin. “This transformation is essential in ensuring the country’s competitiveness and resilience in a fast-changing world.”

    To learn how PLDT Enterprise is helping schools like Ateneo de Manila University power digital transformation, visit [UTM/Link to PLDT Enterprise Hompage

    Maya wins 7 Quill Awards for PR and marketing excellence 

    Maya, the Philippines’ leading fintech ecosystem and digital bank, won seven trophies at the 21st Philippine Quill Awards, which recognized its standout PR and marketing campaigns that made banking relevant, aspirational and part of the daily lives of young Filipinos. 

    The Quill Awards, organized by the International Association of Business Communicators (IABC), is one of the most prestigious events in the PR industry. Entries are rigorously screened by seasoned PR practitioners in the Philippines. 

    “At Maya, marketing isn’t an afterthought—it’s how we build trust and relevance from day one. These awards prove that when bold storytelling is anchored on real products, you can change how Filipinos see and use money. The Quill win pushes us to keep raising the bar for what PR and marketing can do in shaping a digital bank that feels like part of everyday culture,” said Pepe Torres, Maya Group chief marketing officer. 

    Maya’s seven Quill wins spanned four flagship campaigns—Get Banked with Maya, Maya Credit, Seasonal Campaigns and Maya Card for Travel—recognized under marketing and brand communications. Additional awards for Maya’s TikTok account, and the short film and launch event of the Get Banked with Maya campaign, underscored Maya’s strength across audio-visual, social media, and experiential categories. At the core of these wins are campaigns that reshaped how Filipinos engage with finance: 

    • Get Banked with Maya showed that opening a bank account can be effortless and rewarding, encouraging Gen Z and Millennials to take their first step into formal finance. 
    • Maya Credit reframed borrowing as responsible and confidence-building, positioning its credit line as a lifeline for everyday needs without the stigma of debt. 
    • Seasonal Campaigns turned cultural moments—like tuition deadlines, summer spending and back-to-school shopping—into smarter financial choices through cashback and savings nudges. 
    • Maya Card for Travel tapped post-pandemic wanderlust, showing how rewards and perks can stretch travel budgets further. 

    The campaigns were amplified through Maya’s TikTok-first strategy, which turned financial tips into entertaining, bite-sized content Gen Z actually wanted to engage with. 

    This recognition builds on Maya’s momentum as a rising fintech brand. Customer accounts more than doubled to 8.2 million in the past year, deposits reached PHP50.4 billion by June 2025, and loan disbursements grew 147% year-on-year in Q2, bringing cumulative lending to PHP152 billion. 

    This latest haul at the Philippine Quill Awards adds to Maya’s list of prestigious industry recognitions in the field of marketing and public relations. Earlier this year, Maya earned top honors at the 2025 PR Awards Asia-Pacific, taking home Gold for PR Event and Silver for Best Brand Strategy, alongside four trophies at the 60th Anvil Awards. Together, these wins underscore Maya’s leadership in redefining how finance connects with culture and everyday life. 

    Hero MotoCorp PH launches low down, low monthly payment promo

    Hero MotoCorp Philippines makes owning a brand-new motorcycle more affordable than ever with its Low Down, Low Monthly Payment Promo, available at participating Hero dealers nationwide.

    From August 15 to September 30, 2025, customers can ride home on the stylish and dynamic Hero Xoom 110 for as low as PHP100 per day—an unbeatable offer designed to give every Filipino the freedom of mobility at an affordable price.

    The Hero Xoom 110 is packed with features that bring comfort, convenience, and confidence to every ride. With its sporty design, advanced technology, and excellent fuel efficiency, the Xoom is the perfect partner for daily commutes or weekend adventures.

    Hero MotoCorp

    “This promo reflects our commitment to making Excellence Made Affordable,” said Felix J. Mabilog Jr., president of Terrafirma Motors Corporation, the exclusive distributor of Hero Motorcycles in the Philippines. “By offering flexible and budget-friendly financing, we want more Filipinos to experience the joy and freedom of riding a Hero motorcycle.”

    The Low Down, Low Monthly Payment Promo is valid only at participating Hero dealerships across the Philippines. Interested customers are encouraged to visit their nearest dealer to learn more about available financing terms and requirements.

    For more information, visit the official Hero MotoCorp Philippines Facebook page (@HeroMotoCorpPH) or contact participating dealers.

    Lakbay Norte: Discover Central Luzon’s hidden gems via the scenic SCTEX

    From historic battlegrounds to sun-kissed shores, the NLEX Lakbay Norte adventure invites you to uncover the soul of Central Luzon. The NLEX Lakbay Norte journey winds through the poignant history of Bataan, the vibrant waterside energy of Subic Bay, and the laid-back surf charm of Zambales—made effortlessly accessible by the country’s most scenic expressway, the Subic-Clark-Tarlac Expressway (SCTEX).

    A Road Trip Where Every Kilometer Tells a Story

    For years, the NLEX Lakbay Norte program has been championing domestic travel by showcasing the Philippines’ rich cultural heritage, natural wonders, and unique flavors. The 2025 edition promises an unforgettable experience: tracing Bataan’s legacy of courage, cruising into Subic Bay’s lively harbor, and soaking in the raw coastal beauty of Zambales—all connected by one seamless, scenic drive.

    SCTEX: Your Gateway to the North’s Best-Kept Secrets

    Spanning an impressive 94 kilometers, SCTEX seamlessly links Subic, Clark, and Tarlac, opening the door to countless adventures while offering one of the most visually pleasing expressways in the country. Imagine cruising past emerald rice fields, rolling hills, and the majestic Zambales mountain range, all on smooth, well-maintained roads with world-class facilities at every stop.

    But SCTEX is more than a road—it’s a benchmark for sustainable infrastructure. Energy-efficient LED lighting ensures safer nighttime travel, solar-powered facilities keep operations eco-friendly, and rainwater harvesting systems at Floridablanca and Dinalupihan rest bays conserve precious resources. These innovations mean your trip isn’t just beautiful—it’s greener and safer, too.

    Bataan: History and Coastal Serenity

    In Bataan, history stands proud at St. Dominic De Guzman Parish Church in Abucay, a 17th-century treasure that has weathered centuries of change. After exploring its heritage, relax at Luces Living, a charming café where plant-based specialties meet cozy ambiance. For beachfront tranquility, Bayandati Resort in Morong offers serene stays just steps from the sand, while EGL Beach Resort delivers comfort with panoramic sea views.

    A visit to the Pawikan Conservation Center offers a heartwarming glimpse into marine life preservation, including encounters with gentle sea turtles. And when hunger calls, locals will point you to Loleng’s Hu Tieu-an, where Vietnamese-Filipino flavors fuse into unforgettable dishes.

    Subic Bay: Sunset Cruises and Seaside Thrills

    Subic Bay buzzes with adventure. Set sail on a Sunset Cruise, where the golden light dances across calm waters, or swing into leisure at the Sunset Swing Golf Range with a backdrop of fiery skies. Dive into marine encounters at Ocean Adventure, enjoy hearty meals at Captain Jack’s, or aim for fun at The Range.

    For a taste of Subic’s global dining scene, savor crab feasts at Crabs n Crack or European-inspired plates at Urban Deli. Rest easy at Travellers Hotel or Best Western Hotel, both offering modern amenities and easy access to the bay’s highlights.

    Zambales: Coastal Charm and Local Flavors

    Further north, the surf town of Liw Liwa in San Felipe welcomes visitors with its rustic beach cafés and friendly wave culture. In Botolan, Haya Nature Resort offers an eco-friendly haven surrounded by nature, perfect for slowing down and breathing in the fresh air.

    Satisfy your sweet tooth at Sonia’s Sweets, where the famous sesame candy is a must-try, or stop by The Bakery in Iba for a comforting plate of Inongotan rice with mango and a glass of refreshing mango calamansi juice—a true taste of Zambales in every bite.

    A Journey That Gives Back

    NLEX Lakbay Norte is more than a scenic escape. It is a boost for local economies and a celebration of the people, culture, and landscapes that make Central Luzon unforgettable. It’s a reminder that some of the country’s most remarkable adventures are just an expressway away.

    Pack your bags, charge your cameras, and hit the road—because the North is calling, and SCTEX is your fast lane to unforgettable experiences.

    SEAOIL Radical Challenge PH 2025 season opens

    The 2025 SEAOIL Radical Challenge Philippines finally got underway at Clark International Speedway (CIS) with the biggest grid in the series’ history. A total of nine drivers across the SR1 and SR3 Challenge Cup lined up to kick off the fourth season of the country’s fastest racing series, with the weekend delivering nonstop action from the very first lap.

    Conditions were unpredictable throughout the weekend, with changing weather making setup a constant challenge. Fueled by race-engineered SEAOIL Extreme-97 fuel, Portuguese driver Andre Rodrigues set the early pace in Saturday Qualifying, clocking a 1:56.619 lap in the #30 green-and-black livered SR3 to secure pole position. However, it was newcomer Juha Turalba who stole the spotlight. Driving the baby-blue SR1 for T2 Racing, the young debutant delivered a stunning lap just 0.373 secs off pole—splitting the SR3 runners and earning a front-row start.

    Race 1 got underway Saturday afternoon under dark skies. Rodrigues and Turalba held position into Turn 1, but Jason Choachuy in the RDY x Autoholic Garage SR1 jumped from P7 to P3 in a bold opening move.

    By the end of Lap 1, Turalba had surged into the overall lead, followed by Mikey Jordan, while Rodrigues and Choachuy both spun at Turn 1 with the latter forced to retire. The Portuguese driver clawed back to take P2 in SR3, passing Rafa Caceres of C&C Motorsport late in the race. Meanwhile, an intense SR1 battle between Jamal Almario and Miguel Quiñones ended in contact, though both were able to continue.

    After 12 laps, Jordan claimed his first win of the season in the SR3 Challenge Cup, ahead of Caceres and Rodrigues. In the SR1 Challenge Cup, Turalba scored a commanding class win on debut, followed by Quiñones and Almario.

    Sunday morning brought blazing sun and even hotter battles. Rodrigues again took the early lead, trailed by Choachuy, Jordan, and Quiñones. Mechanical issues saw Turalba drop down the order early on, though he would later mount a strong recovery drive.

    After getting past Rodrigues, Jordan and Choachuy went wheel-to-wheel for the lead, banging wheels through the corkscrew. The scrap ended with Jordan getting spun around, allowing Choachuy to take over at the front with Quiñones and a resurgent Turalba in close pursuit. Despite the incident, Jordan clawed his way back through the field and overtook Caceres on the final lap to secure his second SR3 Challenge Cup victory of the weekend.

    Choachuy crossed the line in P1 but was demoted to 2nd after receiving a post-race penalty for avoidable contact—handing the SR1 Challenge Cup win to Turalba, with Quiñones completing the podium in 3rd.

    Just as drivers thought they’d seen it all, heavy rain drenched Race 3, adding yet another twist to an already unpredictable weekend.

    With Turalba on pole and Jordan alongside, the field cautiously launched into the final race of the weekend. Jordan got the better start and took the early lead, with Turalba close behind. The front two quickly pulled away from the pack, but with nine laps to go, Turalba found his rhythm in the wet, passed Jordan, and never looked back. The T2 Racing driver secured a lights-to-flag win—his third straight SR1 Challenge Cup victory of the weekend. Choachuy finished 2nd, with Almario claiming 3rd in class.

    Jordan, unable to match the pace in the slippery conditions, eventually fell back—allowing Caceres to snatch his first SR3 Challenge Cup win of the season. Jordan settled for 2nd, while Rodrigues completed the podium.

    “We’re thrilled to have kicked off the fourth season of the SEAOIL Radical Challenge Philippines with our biggest grid yet. The level of competition was at its peak, and the energy from both teams and race fans could be felt all throughout the weekend,” commented Edward Cruz, SEAOIL Philippines Inc. Head of Fuels Marketing.

    “For us at SEAOIL, this series is the ultimate stage to showcase what our fuels can do. Every Radical on the track runs on SEAOIL Extreme Fuels — the very same fuel trusted by race teams that’s also available to Filipino motorists at more than 800 SEAOIL stations nationwide. It’s proof that the same high performance you see on the track translates to reliability on the road. That’s Alagang SEAOIL for you!”

    After a commanding weekend with two wins and a podium, Mikey Jordan now leads the SR3 Challenge Cup standings, with Rodrigues and Caceres close behind. In SR1, it’s a dream start for Juha Turalba, who swept all three races on debut and takes a dominant lead in the points. Choachuy and Matthew Edmunds round out the early top three.

    With Official Operations Partner Petromax, the championship resumes on September 26–28 as the series heads south to the Batangas Racing Circuit (BRC) for Round 2.

    The 2025 SEAOIL Radical Challenge Philippines is sponsored by SEAOIL Philippines, Inc., Bank of the Philippine Islands, Petromax, Dove Men, Axe, The AutoComplex, Second Skin Industries, Tieline, and John Barbers.

    New Mitsubishi XPANDER gets family-first upgrades

    Mitsubishi Motors Philippines Corporation (MMPC) proudly introduces the new Mitsubishi XPANDER lineup, updated with new features designed to keep Filipino families safe, comfortable, and connected. 

    As one of the country’s most beloved family vehicles, the XPANDER continues to combine style, space, and versatility— now with upgrades that make it an even more dependable member of the family.

    Upgraded Inside and Out

    The new XPANDER sports a bolder look with a new front and rear bumper design, redesigned headlights with Daytime Running Lights (DRL), LED fog lamps, and 17-inch two-tone alloy wheels.

    These enhancements amplify its already striking exterior styling while maintaining the class-leading ground clearance that Filipino drivers have come to love. 

    Inside, the XPANDER Cross welcomes you with its new Black & Burgundy synthetic leather seats with Heat Guard technology, while the XPANDER GLS offers premium black fabric seats—both ensuring comfort in every journey. Families will also enjoy the new 10-inch Smartphone Link Display Audio (SDA) touchscreen, featuring wireless Apple CarPlay and Android Auto, as well as the new 8-inch information meter cluster, making drives more connected and intuitive.

    New 8-inch instrument meter cluster

    New Safety Edge

    A standout addition to the 2026 lineup is the Multi-Around Monitor (MAM), a feature that gives drivers a 360-degree view of their surroundings, making parking safer and easier. Coupled with Active Yaw Control (AYC), the new XPANDER range offers enhanced cornering stability, providing protection and confidence on the road that challenges the competition.

    Range and Pricing

    The new Mitsubishi XPANDER lineup comes in 4 variants, ensuring that every Filipino family can own one that fits their needs and lifestyle.

    • XPANDER GLX 1.5G 2WD MT – PHP1,099,000
    • XPANDER GLX 1.5G 2WD AT – PHP 1,159,000
    • XPANDER GLS 1.5G 2WD AT – PHP1,259,000
    • XPANDER Cross 1.5G 2WD AT – PHP1,378,000

    As to the color range, the new Mitsubishi XPANDER is available in 9 colors, including 3 two-tone options featuring a black roof—exclusively for the XPANDER Cross variant.

    A TRUE FAMILY MEMBER ON WHEELS

    Beyond its redefined looks and advanced tech, the new XPANDER remains the country’s reliable and adaptable companion that Filipino families trust. Whether it’s bringing the kids to school, going on a weekend road trip, or attending special occasions, the Mitsubishi XPANDER is there, ready to carry not just passengers, but family moments and milestones.

    Visit this link to learn more: https://www.mitsubishi-motors.com.ph/cars/xpander

    Pag-IBIG Fund urges acquired asset occupants to legitimize tenure with 10% discount

    Pag-IBIG Fund is urging occupants of its acquired properties to legitimize their tenure by purchasing the homes they currently occupy, now made more affordable through a 10 percent discount under its ongoing Acquired Assets Super Sale. Buyers may choose among three available payment options, namely cash, short-term installment, or a Pag-IBIG Housing Loan. The offer runs from August 25 to December 14, 2025.

    The offer applies to occupied properties currently in Pag-IBIG Fund’s acquired asset inventory, and forms part of the agency’s efforts to promote homeownership under the Marcos Administration’s Expanded Pambansang Pabahay para sa Pilipino, or Expanded 4PH Program.

    “We are taking all available steps and launching the necessary initiatives to help Filipino workers gain homeownership, consistent with the vision of President Ferdinand R. Marcos Jr. in providing access to dignified and secure housing for all,” said Secretary Jose Ramon P. Aliling, chairperson of the Pag-IBIG Fund Board of Trustees and head of the Department of Human Settlements and Urban Development.

    “We recognize that our members face different circumstances that call for tailored solutions. That is why we are addressing their varied needs through this campaign by giving current occupants of our foreclosed properties the opportunity to become legitimate homeowners.”

    Under the program, eligible occupants who receive an Invitation to Purchase or Lease (ITPL) from Pag-IBIG Fund may buy the homes they currently occupy. Those who are issued an ITPL during the promotional period shall enjoy a 10 percent discount. They may choose to purchase the property through cash, short-term installment of up to 12 months, or a Pag-IBIG Housing Loan. For members opting to avail of the housing loan, those with limited income may apply with co-borrowers to help meet the required income. Meanwhile, original borrowers whose accounts were previously cancelled or foreclosed may also seek approval from the agency to qualify for another loan under the program.

    “This is the best time for occupants of our acquired properties to take the step toward legal homeownership,” said Pag-IBIG Fund chief executive officer Marilene C. Acosta. “With the 10 percent discount under our Super Sale, they can purchase the homes they already live in at a more affordable price. This allows them to finally secure legal ownership of the property and enjoy the peace of mind that comes with it.”

    Acosta emphasized that proceeds from these sales are plowed back into Pag-IBIG Fund’s programs, staying true to the agency’s founding principle of mutual benefit among members.

    “Every peso we recover from these units helps us serve more members,” she said. “The amounts originally loaned out to acquire these homes came from the collective savings of our members. So when current occupants purchase these properties, the funds return to Pag-IBIG Fund and allow us to help even more Filipino workers who also dream of having a home of their own. This is part of how we continue to fulfill our mandate of making homeownership affordable for every Filipino worker.”

    The Pag-IBIG Fund Acquired Assets Super Sale, launched in August, features more than 30,000 foreclosed properties with special discounts under various modes of purchase. For unoccupied properties, buyers may avail of up to 35 percent discount for cash purchases, up to 25 percent for installment terms, and up to 15 percent for housing loan take outs. For properties that are occupied, discounts are up to 40 percent for cash payments, up to 30 percent for installment, and up to 20 percent for housing loan take outs. Meanwhile, current occupants of foreclosed properties may purchase the homes they are living in through direct sale and enjoy a 10 percent discount.
    Interested buyers may access the full list of properties and view the step-by-step process for submitting offers through Pag-IBIG Fund’s online platform at www.pagibigfundservices.com/OnlinePublicAuction

    Globe unveils “The Blueprint” to showcase inclusive innovation to uplift every Filipino

    Globe unleashed its inclusive innovation thrust with the launch of The Blueprint, a first of a series of quarterly media events that highlights how the company is using technology to promote digital inclusion and empower every Filipino. 

    By presenting a portfolio of solutions that are intentional, intuitive, and accessible, Globe is demonstrating how innovation directly translates into progress for people, communities, and enterprises.

    Globe debuted its quarterly media event, “The Blueprint,” today, showcasing its inclusive innovations with key leaders present.

    “This is about execution with empathy,” said Darius Delgado, chief commercial officer at Globe. “The Blueprint showcases how our innovation is inclusive by design; personal where it matters, protected by default, and accessible to all. From hyper-personalized plans and secure digital journeys to consulting that solves enterprise pain points and new entertainment frontiers, we’re the digital enabler behind everyday progress.”

    Inclusive Innovation in Action

    Globe starts with its Foundations of Progress, where it guides enterprises through a consulting practice that translates complex technology into clear, actionable strategies. Backed by deep industry expertise and a forward-looking perspective, this groundwork enables small, medium, and enterprise businesses to grow with resilience and agility.

    Building on this foundation, Globe moves to solutions Built Around You. Every digital touchpoint is designed to manage friction and anticipate customer needs, from intuitive apps that put users fully in control to programs that return purposeful value. The result is a smoother, faster, and more intuitive digital experience for everyday Filipinos. One of the highlighted projects is GoGIVE, an innovative way to empower young Filipinos to create consistent and lasting impact through their everyday phone use. 

    At the same time, Globe ensures these journeys are Secure by Design, embedding protection into every interaction. With tools like Scam Shield and advanced cybersecurity features, Globe safeguards the digital lifestyle without compromising ease and accessibility, so trust in the digital space is experienced and natural.

    Globe then creates Value by Design, delivering smarter, more rewarding digital experiences. With hyper-personalized offers, seamless upgrades, and loyalty benefits, Globe shows how value is not only delivered, but thoughtfully designed around each customer’s unique journey.

    Finally, Globe reaches out to Designing Delight, unlocking entertainment frontiers that spark joy and connection. Through curated content platforms and interactive experiences, Globe demonstrates how technology can go beyond utility to create moments of discovery, play, and emotional resonance. 

    A sneak peek on two of its newest offers designed to delight customers include Beetzee and Globe AT HOME 5G Loop. With Beetzee Play, GlobeOne users can  access seamless streaming, convenient top-ups, and Globe Rewards integration all in one place. No need to download a separate app or sign up to another platform. 

    Abby Cardino, Vice President of Broadband Business highlights “Globe AT HOME 5G Loop,” the world’s first 5G-powered portable home broadband device offering fiber-like speeds and unlimited data.

    Globe is redefining home broadband with Globe AT HOME 5G Loop, the world’s first fiber-like internet delivered via 5G, perfectly engineered for sharing Wi‑Fi experiences and bringing home with you wherever life happens.

    “At Globe, we believe innovation must always serve a greater purpose,” said Carl Cruz, Globe president and CEO. “The Blueprint is a reminder that every product we build, every service we design, is meant to make daily life easier, safer, and more meaningful for Filipinos. By keeping inclusivity at the heart of our journey, we ensure progress is something every Filipino can share in.”

    To learn more about Globe, visit https://www.globe.com.ph/.

    Lalamove safeguards consumers from fraudulent sellers through DTI’s  E-Commerce Philippine Trustmark 

    Lalamove, a leading on-demand delivery platform, reaffirmed its commitment to strengthening its consumer safety initiatives by safeguarding consumers and empowering online businesses through the Department of Trade and Industry’s (DTI) E-Commerce Philippine Trustmark. 

    The E-Commerce Philippine Trustmark is a landmark initiative that complies with Republic Act No. 1167, also known as the Internet Transactions Act (ITA). It’s a government-issued digital badge that helps consumers verify the authenticity of platforms and online sellers, strengthening trust and accountability in the digital marketplace.

    As a platform that serves about 35,000 businesses daily, Lalamove is committed to remaining trustworthy, safe, and adhering to fair e-commerce practices by being a Trustmark-registered app. 

    “We appreciate Lalamove’s effort to become our trusted partner in supporting the initiative of the DTI to address the public’s common concern over illegitimate online businesses through the E-Commerce Philippine Trustmark. With many businesses using Lalamove in their daily operations, the Trustmark will be able to help assure the safety and security of their consumers’ transactions,” said Dir. Atty. Eryl Royce R. Nagtalon, officer-in-charge of the E-Commerce Bureau of DTI.

    “One of Lalamove’s core purposes is to connect MSMEs and consumers; that’s why we are continuously doing our part to make sure that every transaction they do on our platform is safe and secure. We believe that by supporting DTI’s fight against fraudulent activities in e-commerce platforms, we can help our customers protect themselves better,” said Djon Nacario, managing director of Lalamove Philippines. 

    Lalamove has been proactive in educating its customers and partner drivers on safety practices, like identifying and reporting delivery mismatches. It’s also part of its continued efforts to ensure platform safety through Driver Facial Recognition and Goods Protection Promise. 

    Additionally, Lalamove will assist its MSME partners who are interested in applying for a Trustmark digital badge, further promoting a safe Philippine e-commerce ecosystem. 

    When MSMEs register for Trustmark, they will be issued a QR code and security features that will link to an online business database that consumers can check to verify if the business is legitimate. 

    EVAP announces 13th Electric Vehicle Summit

    The Electric Vehicle Association of the Philippines (EVAP) maintains its confidence that the country’s electric vehicle (EV) sector would continue to gear up towards more sustainable, innovative, and transformative mobility for more Filipinos. 

    During the pre-event press conference of the 13th Philippine Electric Vehicle Summit (PEVS) held in Bonifacio Global City in Taguig City on August 27th, EVAP president Edmund Araga said he is expecting EV adoption in the country to further rise amid supportive government policies, consistent volatility in petrol costs, and the entry of more players. “It is high time to shift to EV. There are currently more choices when it comes to EV models and brands,” he said.

    Actual sales of 4-wheeled EVs almost tripled in 2024 to 3,880 units from 1,028 units sold in 2023—a 277.5 percent spike, based on EV stakeholders’ submission compiled and released by the Department of Energy (DOE) and EVAP. Of the three categories of EVs, battery electric vehicles (BEVs) accounted for about 75 percent, while hybrid electric vehicles (HEVs) comprised about 23 percent and plug-in hybrid vehicles (PHEVs) was at about 2 percent.  

    For the 2- and 3-wheeled EVs, sales rocketed by 25,156 percent to 43,441 units in 2024 from just 172 in 2023. Of those units, almost 93 percent were Category L2 or 2-wheeled EVs. Category L1 or lower power 2-wheel EVs accounted for almost 7 percent, while category L5 or 3-wheeled motor EVs comprised of 0.28 percent.

    Growing network of charging stations

    The accelerating sales of EVs is logically complemented by a growing network of EV charging stations in at least key cities across the nation. The Comprehensive Roadmap for the Electric Vehicle Industry (CREVI) aims to deploy 7,300 EV charging stations (EVCS) nationwide by 2028, from about 300 in 2023 and 992 so far this year (2025). 

    Industry organizations and analysts are confident that this short-term goal could still be attained with the right interventions and policies. CREVI policies are in place to meet a target of installing 20,400 EVCS by 2040, when the volume of EVs nationwide is expected to grow to at least 2.5 million. 

    Based on data from the DOE, about 12 percent of public charging stations are in malls—SM Supermalls have the most at 69, followed by Ayala Malls with 31, Megaworld Lifestyle Malls with 5, and Robinsons Malls with 4. Most of these are in Metro Manila. Outside the capital region, there are 14 public charging stations in Cebu City, 7 in Davao, and at least one in the Legazpi, Naga, and Sorsogon in the Bicol region. The rest are spread across key cities nationwide. 

    “The robust EV sector is hoping that the national government would remain on track to achieving improvement in necessary infrastructure, from installing more EVCS nationwide to expanding local EV manufacturing and assembly and supporting development of innovative technologies, particularly in battery. This way, we could ensure a continuous speed in EV adoption among Filipinos,” Araga said. 

    Promising measures that drive growth

    In September 2024, President Ferdinand Marcos Jr inaugurated the first lithium battery factory in the country, located in Tarlac. StB Giga Factory Inc manufactures advanced lithium iron phosphate batteries that are used primarily in renewable energy and EV sectors. It positioned PH as a clean energy storage manufacturer not just in the region but also in the world and is set to produce batteries that could power up to 18,000 EVs annually when it hits full capacity in 2030. 

    In June this year, the Department of Trade and Industry (DTI) lodged for approval the new Electric Vehicle Incentive Strategy (EVIS). Upon approval by the Fiscal Incentives Review Board (FIRB), the new strategy could generate up to PHP11.4 trillion in economic output and create up to 680,000 local jobs involved in EV assembly, battery production, EVCS installation, and maintenance services. EVIS is still anchored on the Electric Vehicle Development Act (EVIDA) that has been fueling the growth of EVs since the law was implemented in 2022. 

    “The EV sector is unstoppable. There are more productive and insightful discussions plus a grand showcase of the latest innovations, industry collaborations, and new EV models coming at this year’s PEVS, with the theme ‘Charge Ahead, Ignite the EVolution.’ We invite all stakeholders and the general public to join us from October 23 to 25 at the SMX Convention Center Manila. Don’t get left behind the accelerating EV revolution,” Araga concluded.

    Visit the Philippine Electric Vehicle Summit website to know more. 

    BPI reinforces digital innovation leadership with award-winning ‘Oh My Deals!’ app

    The Bank of the Philippine Islands (BPI) continues to lead in digital innovation with Oh My Deals! by BPI Cards—an intelligent rewards platform that is transforming the way customers discover and enjoy exclusive offers. Designed for BPI cardholders, the app delivers location-based promos with advanced filtering capabilities, giving users instant access to deals that are not only relevant but also conveniently within reach.

    Oh My Deals! helps BPI cardholders spend smarter and save more. Whether shopping, dining, or traveling, the app shows nearby deals you can use right away, making every purchase more rewarding.

    Oh My Deals

    Far more than a traditional deals app, Oh My Deals! leverages geo-location to curate offers tailored to each user’s lifestyle and location. This dynamic, personalized experience empowers cardholders to stay informed and maximize value without needing to search manually for discounts or promos.

    “This isn’t just about getting a discount, it’s about knowing which offers are available for you, right now, wherever you are,” said Jenny Lacerna, head of mass retail at BPI. “With Oh My Deals!, we’re helping customers spend smarter by making sure they never miss out on exciting deals they actually want and can use.”

    The app’s breakthrough innovation and impact were recognized at the 2025 Asia-Pacific Stevie® Awards, where BPI received accolades for both Oh My Deals! and its integrated cross-media marketing approach. The recognition affirms BPI’s commitment to customer-centric digital solutions that make financial decision-making easier and everyday experiences richer.

    As BPI continues to push the boundaries of digital engagement, Oh My Deals! stands as a powerful example of how the bank is using technology to deliver real-time, real-world value, while enhancing the way Filipinos shop, dine, and spend.

    For more information on Oh My Deals!, visit:
    https://www.bpi.com.ph/personal/rewards-and-promotions/promos/oh-my-deals

    Driving through history: Nissan’s journey in the Philippines

    As the country celebrates History Month in August, Nissan Philippines looks back at its decades-long journey with Filipino motorists. From its early presence under the Datsun name to the innovative models seen on today’s roads, Nissan has long been part of the evolving Filipino driving experience.

    Beginnings in the 1960s

    Nissan entered the Philippines in the 1960s, with its first vehicles officially being sold under the Datsun brand. Vehicles like the Datsun 180B and Cedric 200C helped carve a space for the brand in the competitive passenger car market, while pickups like the Datsun 1600 became well-regarded for blending rugged utility with car-like features.

    These early offerings showcased Nissan’s versatility, with a lineup that included both passenger cars and light trucks. This combination allowed the brand to cater to Filipino drivers seeking dependable transportation for everyday needs as well as vehicles capable of handling heavier tasks.

    Growth and Local Manufacturing

    By the 1980s, Nissan had begun assembling vehicles in the Philippines under government-led programs, enabling it to meet rising local demand while supporting jobs and skills development in the automotive industry.

    Throughout the years, Nissan introduced nameplates that became staples of Filipino driving, with models like the Patrol and Frontier becoming trusted for both work and leisure, known for their performance in tough conditions. The Nissan Sentra, in particular, became a go-to sedan during the decade, known for its comfort, ease of use, and everyday reliability.

    Dennis’s Nissan Sentra, brought back to its original condition.

    Dennis Carpio, who once owned a 1988 Nissan Sentra, purchased it from his neighbor and restored it to its original showroom condition. Having previously owned a newer Sentra, he was drawn to the 1988 model for its rarity on today’s roads. “For me, the durability of the vehicle really stands out,” says Dennis. “Despite its age, the engine is still very easy to maintain and the body panels feel very solid.”

    A New Millennium for Nissan

    The early 2000s ushered in an era of growth and resurgence for Nissan in the Philippines, where the brand launched models that would define the decade, chief among them being the Nissan X-Trail in 2003. As Nissan’s first compact crossover SUV in the Philippines, the X-Trail instantly resonated with Filipino drivers looking for a vehicle that combined versatility, performance, and comfort.

    Nicky’s Nissan X-Trail, carrying memories from his childhood.

    For Nicky Tuason, the owner of a 2006 X-Trail, the vehicle represents a bridge between past and present. He received his X-Trail as a hand-me-down from his grandparents. The X-Trail became their vehicle of choice due to the features and power it had for its size.

    With a build inspired by the early 2000s, the car has become a homage to his late grandfather, who kept the vehicle in good condition throughout the years. “It’s the last car from my childhood. It saw me grow up and was always there growing up alongside me,” Nicky says. “And instead of getting a new car, I’d rather make this car be as good as a modern car. For its age, it can still go head-to-head with a modern one.”

    The X-Trail quickly became a sales success. Within the first week of its local debut, over 100 units were sold, and by 2004 and 2005, the X-Trail had made up over half of Nissan’s sales in the country.

    Establishment of Nissan Philippines, Inc.

    In 2013, the establishment of Nissan Philippines, Inc. (NPI) marked a new era of growth and innovation. The brand expanded its lineup to include globally recognized nameplates such as the Terra and notably, the Navara, which became one of Nissan’s most significant milestones. Debuting with a tough yet smart philosophy, the 12th-generation Navara combined rugged durability with advanced technology, providing both aesthetic appeal and functional innovation.

    For Den Paulino, the Navara has always been a reliable companion for her and her family. “We chose the Nissan Navara because it stood out in terms of comfort and safety for our kids. The 360-degree camera, six airbags, and intelligent safety features made it an easy choice for our family.”

    The Navara’s introduction was also highlighted by its multi-link coil suspension that delivered unmatched comfort and ride quality to the pickup segment, with Den adding that “pickups are known for having bumpy rides but surprisingly, the Navara is very comfortable, almost like driving a sedan. I was intimidated at first because of its size but it’s easy to maneuver and light to steer for a pickup.”

    Over the years, the Navara has earned its place as a trusted partner for countless Filipino families, accompanying them through milestones, everyday journeys, and adventures. “It is our family car and it brought us to a lot of milestones, especially the kids. We did a lot of firsts with our Navara. I am proud to own an efficient and reliable vehicle that can take us anywhere, anytime without compromise,” says Den.

    The Journey Continues

    In recent years, Nissan has continued to break new ground in the Philippines, introducing electrified mobility and delivering innovative vehicles across segments. In 2021, it launched one of the country’s first mass-market EVs with the LEAF, followed in 2022 by the Kicks e-POWER, which delivers an EV driving experience without the need to plug in. Nissan also recently introduced the All-New Patrol, continuing the legacy of its iconic flagship SUV.

    The All-New Patrol, showcasing Nissan’s drive to keep innovating for the future.

    “From our earliest nameplates to today’s tech-driven lineup, our history in the Philippines has been one of constant evolution,” says Nissan Philippines president Masao Tsutsumi. “As we celebrate Philippine History Month, we also celebrate the many roads we have traveled together, and the many more still to come.”

    Today, Nissan remains focused on enhancing the customer experience through innovation, technology, and a strong network of partners and dealers nationwide. From past icons to future-forward models, Nissan is proud to continue being part of every Filipino’s journey.